Building the Future of Africa's Debt Markets.
Oblyq empowers institutions to turn income-generating assets into structured, investable products. We provide the infrastructure for transparent securitization, risk assessment, and capital formation.
Why Oblyq Exists
Nigeria’s financial system is gridlocked. Trillions in income-generating assets sit idle on institutional balance sheets, from real estate and receivables to credit portfolios and contracts. But the infrastructure to transform these into investable, transparent, and liquid financial products is missing. The result? Capital stays trapped. Investors stay disconnected. Growth stays delayed.
Structural Stress, Systemic Constraints
Rising NPLs, Frozen Capital
Rising non-performing loans weaken banks’ capacity to lend and lock up capital, yet agile, standardized tools to package, price, or offload these credit assets are missing.
Stuck Capital, Untapped Potential
Institutions need to unlock capital, recycle risk, and optimize their balance sheets. But without modern structuring tools,income generating assets remain illiquid and hidden from investors.
Legacy Infrastructure
Structuring debt remains slow and opaque. Deal assembly, compliance, and distribution rely on spreadsheets, intermediaries, and manual investor onboarding.
Asset-Rich, Liquidity-Poor
Institutions sit on mountains of earning assets but lack the infrastructure to convert them into marketable financial products. They are capital-heavy but liquidity-starved.
Where Oblyq Comes In
Oblyq is building the foundational infrastructure that lets institutions turn assets into investable markets — faster, transparently, and at scale.
- ✓ Structured credit workflows: SPVs, documentation, and investor pipelines.
- ✓ Modern interfaces: For deal discovery, subscription, and tracking.
- ✓ Built-in compliance: Data and risk tools built for today’s environment.
"Oblyq is not just solving a product problem. We’re unblocking an entire system."
The Infrastructure for Intelligent Debt.
Oblyq provides a comprehensive platform that directly addresses the market's challenges. This section details our core offerings, each designed to unlock value, enhance liquidity, and provide unparalleled transparency.
Securitization Infrastructure
Package distressed and healthy loan assets into bankable structured debt like asset-backed notes and other offerings.
SPV-as-a-Service
Launch compliant Special Purpose Vehicles with automated governance and radically reduced time-to-market.
Liquidity Gateway
Enable banks and fintechs to convert NPLs and performing loans into investable assets, unlocking balance sheet value.
Analytics + Risk Layering
Utilize built-in tools for portfolio stratification, providing investor-grade visibility into underlying risk.
Advanced Dataroom
Provide secure, compliant, and intuitive datarooms for investors to conduct due diligence on structured products.
Who We Serve
Oblyq is purpose-built for the institutions shaping Africa’s financial future. Our platform empowers a diverse set of market participants to unlock new value, manage risk, and drive growth.
Banks & Lenders
Transform non-performing and performing loans into investable products, meet regulatory requirements, and unlock balance sheet liquidity.
Fintechs & Digital Credit Platforms
Access modern securitization tools, scale lending operations, and connect to institutional capital with ease and transparency.
REITs, Corporates & Asset Owners
Monetize recurring cash flows — from leases to receivables — by structuring them into marketable investment products.
Institutional Investors & Funds
Discover, evaluate, and invest in structured credit opportunities with full transparency, robust analytics, and streamlined due diligence.
From Balance Sheet to Market in Three Steps.
Our platform simplifies the complex process of creating and managing structured debt products. We've streamlined the workflow to ensure speed, compliance, and efficiency from start to finish.
Connect & Analyze Your Portfolio
Securely link your portfolio. Oblyq's analytics engine automatically stratifies assets, identifies opportunities, and assesses risk profiles to prepare for structuring.
Create Structured Products in Minutes
Use our SPV-as-a-Service and securitization tools to create compliant, market-ready investment products. Define tranches, set terms, and generate all necessary documentation seamlessly.
Distribute, Track, and Scale
Offer your newly created assets to a curated network of institutional partners and investors. Manage the entire investment lifecycle, from reporting to payments, directly on the platform.
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